Personal Credit Creator

Increase Your Credit Scores By Eliminating Old Bad Debt and Creating New Good Debt

Are you wanting to increase your credit scores so that you can help give personal guarantees for loans for your business?

In Personal Credit Creator, we dive deeply into understanding how the 3 credit repositories work. We will also give you a basic understanding of what your scores actually mean.

You will learn about how to get rid of old credit card charges by exploring options to get out of bad credit card debt.  Some of these techniques are more radical than others.

We will also cover how to obtain new good debt.  This will aid you over time to build your scores in a positive way.

Go ahead and enroll today! You can create a better personal credit profile while also helping to build your business.

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For every course that we sell, we will fund a micro-loan to another small business owner to help them realize their dream through crowdfunding at

Personal Credit Creator Benefits and Takeaways

In this course we cover …

  • What are the 3 main credit repositories that create your credit profile?
  • An introduction as to how your scores are calculated and the rankings each repository gives.
  • Getting out of credit card debt, especially if you are starting to drown.
  • A simple technique you can use to improve your credit score regardless of your current credit situation.
Price: $97.0

“Kevin is a hardworking, goal-oriented professional.  Very accessible with great communication skills.”  

~ John Le Francois

Kevin A. Dunlap

founder Optimal Performance Academy

Course Instructor

Hello all! 

Welcome to Optimal Performance Academy and one of our great programs.

My name is Kevin and I am the lead trainer for this course.  As a serial entrepreneur, I want to extend my knowledge to you by giving you an education where you can learn.  This would allow you to use that knowledge to aid you in your business and helping your clients and students.  

I started my first business working in homeopathic sales after being downsized in 1999 after completing a gig working on a Y2K computer programming project. 

Since then I have created a real estate consulting and investment company.  This allowed me to write my first book in 2015 called Lease Options Made Easy: Buying a Home with Little, No, or Bad Credit.

I started to work on myself in the personal development space in 2010. I then decided it is time to give back and to help other people become an entrepreneur of their own businesses.  

Since then I have written several more books and even had a year-long podcast where I interviewed entrepreneurs from all over the globe.